The spirit of the day is “to reflect on the idea of being a millionaire and potentially consider strategies to achieve financial independence. While it’s a fun day to imagine the possibilities of having a million dollars, it also serves as a reminder to focus on financial goals and build a strong financial foundation.”

The hubs has a big thing for Grace Kelly, which means he’s firmly in the High Society camp where I am firmly in the Philadelphia Story camp. This, in turn, means he croons “Who Wants to Be a Millionaire” at least a few times a year at appropriate moments.

The song responds with “I don’t,” — and honestly, that’s true. Being a millionaire these days doesn’t mean what it meant when the song was written—the internet tells me it basically means a comfy retirement at age 60 and a wee bit left over if you die by 90. I think I’d rather be a gazillionaire.

Since I’m thisclose to retirement, my strategies for financial independence are closer to paying off than being put in place. So let’s go with the “fun” part of the concept here. This brings to mind another song, “If I Had a Million Dollars,” by Barenaked Ladies, with ideas like “I’d buy you a fur coat (but not a real fur coat, that’s cruel),” and “I’d buy you a green dress (but not a real green dress, that’s cruel).”

So if I had a million extra dollars to burn, I would, in no particular order, fix up my house, travel a LOT, subsidize some library projects, and spread the rest around to people who tell me good stories about why they need a windfall.

I don’t have a million dollars, but if you have a good story about what you’d do with a million dollars, I will send you a Million Dollar Pound Cake. Let’s hear it!